Here you’ll find our most competitive mortgage rates. They’re designed to keep your payments as low as possible – plus, of course, we’ll provide you with excellent service during the application process. And that will continue once your mortgage is up and running.
For loans of between £25,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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0.49% (variable) Tracks at 0.01%
below
the base rate
until 28 February 2011
Followed by 5.99% (variable) Tracks at 5.49% above the base rate until 30 September 2012 |
3.99% for the remainder of the term | 3.7% APR | £895 |  Yes until 30/09/12
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 1.99% (variable) Tracks at 1.49% above the base rate until 30 November 2012 | 3.99% for the remainder of the term | 3.9% APR | 2.5% of the loan amount | Yes until 30/11/12
|
For loans of between £50,000 and £250,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 2.19% (variable) Tracks at 1.69% above the base rate until 30 November 2012 | 3.99% for the remainder of the term | 4.0% APR | 2.5% of the loan amount | Yes until 30/11/12
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For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 2.99% (variable) Tracks at 2.49% above the base rate until 30 September 2012 | 3.99% for the remainder of the term | 4.0% APR | £895 | Yes until 30/09/12
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For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Rate currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|
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| 5.49% (variable) Tracks at 4.99% above the base rate for the term of the mortgage | 6.0% APR | £1395 | No charge. |
For loans of between £25,000 and £750,000 Between 85% and 90% of your home's value
| Initial rate, currently | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.99% Fixed until 30 September 2012 | 3.99% for the remainder of the term | 4.5% APR | None | Yes until 30/09/12
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For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.49% Fixed until 30 September 2012 | 3.99% for the remainder of the term | 4.3% APR | None | Yes until 30/09/12
|
For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.69% Fixed until 30 September 2012 | 3.99% for the remainder of the term | 4.2% APR | None | Yes until 30/09/12
|
For loans of between £5,000 and £1,000,000 and up to 85% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.39% Fixed until 30 September 2012 | 3.99% for the remainder of the term | 4.7% APR | None | Yes until 30/09/12
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For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 4.99% Fixed until 30 September 2013 | 3.99% for the remainder of the term | 4.5% APR | None | Yes until 30/09/13
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For loans of between £5,000 and £1,000,000 and up to 75% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 5.19% Fixed until 30 September 2013 | 3.99% for the remainder of the term | 4.4% APR | None | Yes until 30/09/13
|
For loans of between £5,000 and £750,000 and up to 90% of your home's value
| Initial rate | Followed by our Homeowner variable rate, currently | The overall cost for comparison is | Product fee | Early Repayment Charges |
|---|---|---|---|---|
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| 6.79% Fixed until 30 September 2013 | 3.99% for the remainder of the term | 5.0% APR | £895 | Yes until 30/09/13
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