Our helpful guides

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At C&G, we like our customers to have as much information as they want. So if you want to know more about C&G mortgages or savings accounts, that's great - these helpful financial guides may contain the information you’re looking for.

Mortgage guides

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Understanding mortgages - the basics
There are a lot of different mortgages on offer - and plenty of information and guidance to help you choose the one that suits you best.  We've explained the basics to get you started.

Options for repaying your mortgage
Like any loan, with a mortgage you have to repay the capital (the amount you borrow) and, until it's repaid, pay interest on the capital outstanding. Find out more about the options available for repaying your mortgage.

First-time buyer's guide
You’ll never forget buying your first home. It’s a big step that is both exciting and at times a little stressful.  The good news is that, as a first-time buyer, you have a lot in your favour, especially as you don’t have a house to sell before you can move, so getting on the housing ladder might be easier than you think.  This straightforward guide can help make things go a lot smoother.

Mortgage glossary
Explanations of some of the most commonly used mortgage terms.

Guide to your mortgage statement
We're here to help you understand all the details.

Having trouble paying your mortgage?
If you are having trouble paying your mortgage, help could be available.  Find out more about being treated fairly and what steps you should take to help yourself.

About Level 2 and Level 3 Surveys and Valuations - pdficon_small 68k
For an additional cost, you can choose either a Level 2 or a Level 3 Survey, which bring you a range of benefits including an extensive professional inspection of the property you’re considering purchasing in an easy-to-read report, the value of the property and guidance on significant repairs.

Home Insurance - pdficon_small 482k
You can tailor your home insurance to suit your needs. Insure your buildings, contents or both and opt for accidental damage cover too if you like.

Savings guides

A guide to Individual Savings Accounts (ISAs)
An ISA gives you the opportunity to save money and earn interest without having to pay tax on it. The Government says you can save up to £5,100 in a cash ISA each year.

C&G Savings Handbook - pdficon_small 171k
This guide tells you all you need to know about running your C&G savings accounts including how to add money and make withdrawals, the interest you will earn and when we pay it.

You and your joint account: a guide for savers - pdficon_small 102k
Information if you are opening or already have a joint savings account.


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